Clear, honest UK money guidance.
Money decisions without the jargon. Compare savings, bank accounts, cashback apps and ISAs, with the catches spelled out.
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Savings, switching or cashback — pick one and we’ll walk you through the options.
Easy-access, fixed-rate and Cash ISA options compared, including bonus rates that drop after a few months.
FSCS protects eligible deposits up to £120,000 per eligible person, per authorised firm, from 1 December 2025.
Compare savings accounts →Which banks will pay you to switch, the eligibility rules and the deadlines that catch people out.
Barclays switch offer: up to £300 (as of 18 October 2026; runs from 1 October 2026 until withdrawn). Get £150 if you’re a new, sole customer, open the account in the Barclays app, make a full switch using the Current Account Switch Service with at least 3 active Direct Debits, and pay in at least £2,000 of salary within 30 days. Then get £30 a month for up to 5 months, in each month you make at least 10 eligible debit card purchases and pay in at least £2,000 of salary. You can check a firm’s details on the FCA Register.
Source: Barclays switch offer terms. Check the full terms before you switch.
Compare switching bonuses →Quidco or TopCashback? Cashback sites and rewards apps side by side — payout thresholds, delays and fees.
Featured cashback sites for everyday shopping: TopCashback and Quidco (compared 12 Sep 2026).
Compare cashback sites →Capital at risk. The value of investments can fall as well as rise, and you may get back less than you put in. Past performance is not a guide to future returns.
Our full platform comparison is on its way. Meanwhile, the investments hub has a dated platforms snapshot. Our Stocks and Shares ISA fees guide shows what a £20,000 pot costs to hold.
See investing guides →Rates and offers change often. Check the provider’s current terms before applying.
Some links in this table are referral links. We may earn a commission if you use them, at no extra cost to you. Rankings are based on our review methodology, not commission.
FLD is not a lender or a credit broker and does not arrange credit. This is general information, not advice to borrow.
Workplace pensions, the State Pension, SIPPs and tax relief, plus calculators to try your own numbers.
Capital at risk. The value of investments can fall as well as rise, and you may get back less than you put in. Past performance is not a guide to future returns.
All our pension guides in one place, from the basics to tax relief.
Explore pension guides →How auto-enrolment and employer contributions work.
How auto-enrolment works →What a self-invested personal pension is and who tends to use one.
What a SIPP is →How the State Pension works and how to check your forecast.
Check your State Pension forecast →Estimate how a pension pot could grow over time.
Use the calculator →How tax relief tops up your contributions.
Work out your tax relief →Weigh up a pension against an ISA for long-term saving.
Compare pension and ISA →Saving for later life with a Lifetime ISA or a pension.
Compare the options →General information, not personal advice. Pension rules can change, so check GOV.UK for the latest.
New and recently updated guides, plus a few seasonal ones worth reading now.
Pensions · New
Workplace pensions, the State Pension, SIPPs and tax relief — our new pensions hub.
Calculator · New
See roughly what your pot could grow to, and what changing contributions does.
Pensions · New
How tax relief, access age and flexibility compare when you’re saving for later life.
Bills
What the new cap means for your bills this winter, and what to check before you fix.
Seasonal
Set a total, plan gifts and food, and avoid a nasty January balance.
Supermarkets
Tesco, Asda, Sainsbury’s and Morrisons schemes — what’s running and what isn’t.
New here? Our guide to getting started with UK money is the place to begin. You can also check your credit score or read the latest Weekly Money Roundup. Every calculator lives in money tools & calculators.
The Finance Lowdown is free to read. Some of our guides include referral links: if you open an account or sign up through one, we may earn a commission. It doesn’t change what you pay.
A commission never decides what we cover or where a provider appears.
How we make money →Disclosure →Clear editorial standards, plain English, and a referral disclosure at the top and bottom of every page with referral links, plus a note under any table that contains them. Read our trust pages any time.
Every article is reviewed against our editorial checklist before publication.
How we make money: some links on this page are referral links, and we may earn a commission if you use them, at no extra cost to you. Commission never affects which products we include or how we rate them. Read our full disclosure