Switching to Chase: how the switch works
Important: This guide provides general information, not personalised financial advice. Financial products, rates and eligibility rules can change, so check the provider’s current terms before applying. You can check a firm’s details on the FCA Register.
FSCS protects eligible deposits up to £120,000 per person, per authorised institution.
Quick answer
Chase supports the Current Account Switch Service from the app (Profile, then “Switch to us”). It moves your regular payments, Direct Debits and standing orders, and Chase says it takes seven days.
We didn’t see a cash switch bonus from Chase on 3 October 2026; its pull is cashback and savings rates.
Who it’s for
- People moving their main spending to Chase to meet the cashback conditions
- Anyone happy for their old account to close in a full switch
Who should skip it
These are general points to weigh up, not advice. You may want to look elsewhere if:
- You want a switch bonus — see our switch bonus table
- You need an arranged overdraft — check what Chase offers before closing your old account
The catch
Chase counts Direct Debits towards its 15 qualifying payments, so switching them can help you qualify for cashback — but Direct Debits themselves don’t earn cashback.
Read Chase’s current account terms before you start.
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FAQs
How do I start a switch to Chase?
Open the Chase app, tap Profile, then “Switch to us”, and follow the steps.
How long does it take?
Chase says seven days using the Current Account Switch Service.
Does Chase pay a switch bonus?
We didn’t see one on 3 October 2026.
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